@article{5781ab3366874ad5b57a33cde3bf54b0,
title = "Discrete-time discrete-state latent Markov modelling for assessing and predicting household acquisitions of financial products",
author = "L.J. Paas and J.K. Vermunt and T.H.A. Bijmolt",
note = "Appeared earlier as CentER DP 2004-001",
year = "2007",
language = "English",
volume = "170",
pages = "955--974",
journal = "Journal of the Royal Statistical Society Series A-Statistics in Society",
issn = "0964-1998",
publisher = "Oxford University Press",
number = "4",
}