Essays in household finance

Ljubica Djordjevic

Research output: ThesisDoctoral ThesisScientific

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Abstract

Household finance is a young and vibrant research field that continuously attracts public attention. There may be very few matters that people care so much about as their personal finance. Recent rise of academic interest in household finance is to a great extent due to households’ more active role in their financial decisions, including the choice of financial markets to participate in, financial intermediaries and financial instruments to be used. The chapters of this thesis contribute to the field by providing new empirical evidence on some important aspects. Chapter 1 analysis the role of the health care systems generosity – and a complementary protection provided via intergenerational care arrangements – in households’ portfolio choice. Chapter 2 investigates the determinants of household’s decision to switch its bank, in particular focusing on the features of their relationship. Chapter 3 exploits a natural experiment to identify the importance of the mortgage refinancing costs in retail banking, highlighting the defining role of clients’ financial sophistication and competition
Original languageEnglish
QualificationDoctor of Philosophy
Awarding Institution
  • Tilburg University
Supervisors/Advisors
  • Renneboog, Luc, Promotor
  • de Goeij, Peter, Co-promotor
Award date2 Jun 2015
Place of PublicationTilburg
Publisher
Print ISBNs9789056684389
Publication statusPublished - 2015

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Household finance
Household
Financial intermediaries
Financial markets
Household portfolios
Personal finance
Field research
Natural experiment
Empirical evidence
Sophistication
Financial instruments
Portfolio choice
Generosity
Financial decisions
Retail banking
Mortgages
Refinancing
Costs
Health care system

Cite this

Djordjevic, L. (2015). Essays in household finance. Tilburg: CentER, Center for Economic Research.
Djordjevic, Ljubica. / Essays in household finance. Tilburg : CentER, Center for Economic Research, 2015. 132 p.
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author = "Ljubica Djordjevic",
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Djordjevic, L 2015, 'Essays in household finance', Doctor of Philosophy, Tilburg University, Tilburg.

Essays in household finance. / Djordjevic, Ljubica.

Tilburg : CentER, Center for Economic Research, 2015. 132 p.

Research output: ThesisDoctoral ThesisScientific

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Djordjevic L. Essays in household finance. Tilburg: CentER, Center for Economic Research, 2015. 132 p. (CentER Dissertation Series).