Pension communication, knowledge, and behaviour

Steven Debets, Henriette Prast, Mariacristina Rossi, Arthur van Soest

Research output: Contribution to journalArticleScientificpeer-review

16 Citations (Scopus)


Many recent pension reforms require individuals to make more decisions on supplementary savings, investment choices, etc. Governments and the pension industry try to assist individuals through pension communication but little is known about the effectiveness of such policies. This paper uses Dutch longitudinal data to analyse the causal links between communication, pension knowledge, and conscious pension decision-making. A robust finding is that pension knowledge has a positive causal effect on active pension decision-making. Providing an annual pension statement might have a small positive effect on pension knowledge, but this result is sensitive to the identifying assumptions.
Original languageEnglish
Pages (from-to)99-118
Number of pages20
JournalJournal of Pension Economics & Finance
Issue number1
Publication statusPublished - Jan 2022


  • Ageing
  • involvement
  • pension knowledge
  • pension saving
  • retirement


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