The Move Towards Riskier Pension Products in the World’s Best Pension Systems

Anne Balter, Malene Kallestrup-Lamb, Jesper Rangvid

Research output: Book/ReportReportProfessional

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Abstract

The Danish and Dutch pension systems are often referred to as “among the best in the world”. In this paper we compare pension systems and pension products in Denmark and the Netherlands. We focus on the shifts that are taking place in both countries, from pension products with relatively low levels of risk for pension scheme members to pension products with more risk but also higher expected return. We also present the results of a case study where customers were given the chance to shift from a low-risk to a higher-risk product. We end out drawing lessons that are relevant for discussions in many countries.
Original languageEnglish
Place of PublicationTilburg
PublisherNETSPAR
Number of pages50
Publication statusPublished - Jun 2018

Publication series

NameNETSPAR Design Paper
Volume105

Fingerprint

Pension system
Pensions
Denmark
Pension scheme
The Netherlands
Expected returns

Cite this

Balter, A., Kallestrup-Lamb, M., & Rangvid, J. (2018). The Move Towards Riskier Pension Products in the World’s Best Pension Systems. (NETSPAR Design Paper; Vol. 105). Tilburg: NETSPAR.
Balter, Anne ; Kallestrup-Lamb, Malene ; Rangvid, Jesper. / The Move Towards Riskier Pension Products in the World’s Best Pension Systems. Tilburg : NETSPAR, 2018. 50 p. (NETSPAR Design Paper).
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Balter, A, Kallestrup-Lamb, M & Rangvid, J 2018, The Move Towards Riskier Pension Products in the World’s Best Pension Systems. NETSPAR Design Paper, vol. 105, NETSPAR, Tilburg.

The Move Towards Riskier Pension Products in the World’s Best Pension Systems. / Balter, Anne; Kallestrup-Lamb, Malene; Rangvid, Jesper.

Tilburg : NETSPAR, 2018. 50 p. (NETSPAR Design Paper; Vol. 105).

Research output: Book/ReportReportProfessional

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Balter A, Kallestrup-Lamb M, Rangvid J. The Move Towards Riskier Pension Products in the World’s Best Pension Systems. Tilburg: NETSPAR, 2018. 50 p. (NETSPAR Design Paper).