@inbook{fb38f9dadd71461badea4d3c6662d0cb,
title = "Using heteroskedastic models to analyze the use of rules versus discretion in lending decisions, and other applications",
author = "G.M. Cerqueiro and H.A. Degryse and S. Ongena",
note = "Pagination: 400",
year = "2013",
language = "English",
isbn = "9780857936080",
series = "Handbooks of Research Methods and Applications series",
publisher = "Edward Elgar Publishing",
pages = "216--237",
editor = "A.R. Bell and C. Brooks and M. Prokopczuk",
booktitle = "Handbook of Research Methods and Applications in Empirical Finance",
}